ranked as our top two CCW insurance options, 5 Best AK-47 Rifles Under $800 [Budget AK-47 2020], How to Get a Class 3 Firearms License [2020], Glock 43X Review [2020 + Video] 9mm Single Stack CCW. But, if you’re still stuck, remember this: we’ve had plenty of great feedback from both companies, they are both reputable organizations, and they each provide good coverage – we wouldn’t second-guess your decision to go with either one. It’s fairly difficult to compare these two on pricing because they each offer multiple plans with different coverage and costs. Some states allow an applicant to complete an application online, while others require an in-person visit to the office of the respective issuing authority. If your budget is the sole determination, CCW Safe is the more affordable option. However we can make a few generalizations about the cost comparison of USCCA and CCW Safe. We're the best resource to help responsible Americans keep their loved ones safe. CIvil liability is very important, ask most lawyers. This is exactly why we knew that we needed to write this article comparing the two options – hopefully it makes it easier for you to decide. This one is fairly straight forward: when it comes to legal defense coverage for both criminal and civil trials, CCW Safe wins with unlimited coverage. Daily “per diem” rate: While in trial, you’re not going to be able to work and earn money for you or your family. Beginner Series: Concealed Carry — 3 Tips for Getting Started. Josh Lewis the managing editor at Gun Mann and when he isn't writing about guns he is more than likely tinkering with them. Things we love about CCW Safe: Unlimited coverage amounts, excellent expert resources, and they meet all three of our “must haves” (but, your attorney does need to be approved). Getting a concealed carry permit may seem like a daunting process, but the USCCA has all the resources you need to become a responsibly armed American. Therefore, each state has jurisdiction over how it regulates open and concealed carry. It’s not as popular as the USCCA but still a well established self-defense insurance with a couple big names on their board of advisors. 365-Day, Money-Back Guarantee. He also enjoys hunting, fishing and spending time outdoors. We compared the Price, Coverage, and Perks of 5 major concealed carry insurance companies. The difference may not mean much to you, but as a firearms attorney, I want to be very careful and clear in my explanations. Well, I’ve got some bad news: I can’t possibly tell you which concealed carry insurance option is best for you and your situation. Let us know in the comments below. If you’re new to firearms and/or concealed carry, then the training and resources from USCCA might be the best option for you. We know this decision is a bit difficult because I was recently in your shoes – I had narrowed my self defense legal protection coverage down to either USCCA and CCW Safe and even I, an actual firearms attorney, found that it wasn’t easy to compare these two. However, even though the USCCA limits coverage, the amounts they offer are still significant and may be enough for most instances. Easily the best value in CCW insurance especially if you are interested in al of the extra features and resources available to members. I see that with CCWSafe that civil defense costs are covered but civil liability isn’t unless you more than double your costs. Thanks for your great article. No votes so far! We are the U.S. USCCA will provide assistance for this at no extra cost as compared to CCW Safe. From techniques to gun reviews, legal considerations, and women specific issues…we’ve got you covered. First, congrats for narrowing the decision down to what we rank as the top two companies. Getting a daily amount can go a long way – especially if you’re in trial for months. Choose the best weapons, improve their shooting and increase their knowledge on their rights. Introduction of Gun Wiki to Gun University, Gun Sales and Manufacturing Statistics [2021]. While CCW Safe provides unlimited coverage compared to USCCA’s max $2.2 million, USCCA comes with one of the best extensive education and training programmes in the industry. Read the new book that reveals the little-known history of the US Concealed Carry Association. Both scenarios considered, I would choose to have CCW Safe’s unlimited defense coverage and $1M limited liability. Your email address will not be published. CCW Safe, although smaller, provides the best legal coverage in our opinion. Which should you get? Another outstanding option for CCW insurance is CCW Safe. Armed Citizens Legal Defense Network vs. USCCA – Comparison Review. Instead, they are both legal defense coverage plans. I just bought my handgun and a rifle. Some states’ permitting policies are considered shall issue while others are may issue. Best in class legal coverage from a legal “dream team” and excellent experts. -- No limit - criminal / No limit - civil for CCW Safe, and US Law Shield, -- $50,000 - criminal / $500,000 - civil for Second Call Defense, -- $50,000 - criminal / $250,000 - civil for both NRA Carry Guard, and USCCA, -- initial $25,000* – criminal / initial $25,000* – civil for Armed Citizens (LDN). We looked at USCCA, US Law Shield, ACLDN, CCW Safe, and Second Call Defense.Find out the results and who we use for our coverage! It’s right at the top of the article where the two are compared. In this USCCA vs CCW Safe comparison, we’re going to compare the coverage and features of these two concealed carry insurance providers to help you decide which one might be right for you. We’ve broken it down to the most essential guides. Get Your FREE USCCA Sticker! Although there’s minimal extras, you’re getting the some of the best possible legal coverage for the price. Also, and especially if you don’t want to read the full deep-dive into this USCCA vs. CCW Safe review, I can tell you that I chose to purchase CCW Safe for myself and my family. The defense maximums have a cap, but the coverage is still very solid and we don’t think “unlimited” is necessarily better if it’s not used in the right way. Things we’d change if we could: Although a per diem is paid, it is the lowest of the companies that pay. In addition to the concealed carry process summary above, the USCCA offers the following in-depth information on both federal and state laws for permitting. Best Concealed Carry Insurance [2021]: Written by a Lawyer! So, in USCCA’s case, if you spent $250K in civil defense, you would have $1.75M left over for liability in case you are sued. We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to amazon.com and affiliated sites. Heck, we even have Suppressors (aka silencers, we are on very good terms with silencerco and have their full line), plus a … Before you make up your mind, go check out the details of each: It was tough for me to pick between USCCA and CCW Safe, but I purchased CCW Safe for myself. Fill out your CCW permit application exactly as stated and according to state-specific requirements. Your sticker will be shipped as soon as possible. Picking your own attorney: Both USCCA and CCW Safe allow you to pick your own attorney. So, let’s explore more. But, most new shooters would do well with USCCA’s resources whereas I like to see the deep-dive into self defense shootings from CCW Safe. We’ll compare these main 3 and also some more features here. The price is competitive with the higher-end CCW insurance options and you’re getting arguably the best legal coverage. USCCA vs CCW Safe: Extra Resources. And, although they are the most expensive option available, members get a lot of resources and support for the money. State gun regulations vary significantly. This isn’t 100% free choice but I do understand their desire to ensure that you have competent counsel. However, as you can likely already tell, looking at cost alone, without taking into consideration exactly what you get for the cost, isn’t super helpful. Proud to be 100% based in the USA. They claim the largest number of members and they have the biggest organization. To start, make sure you meet basic state specific requirements regarding minimum age and that you meet federal requirements. If you’re more interested in legal self defense scenarios and learning from who we think is the best resource for legal self defense, Attorney Andrew Branca, then CCW Safe’s extra resources might be best for you. Your Purchases are Always If you live in a shall-issue state, you can get your permit if you meet all requirements. The 34 states that require a permit in order to concealed carry have established requirements for applicants that vary greatly from state to state. Enter your email below: Your FREE book download is on its way to your inbox. Both USCCA and CCW Safe offer a daily per diem (not all companies do) but the USCCA’s rate is the highest available. I’m glad to hear that we might have helped! Thanks. Beth Alcazar —December 10, 2020. If I use a AR15 in my house to shoot a intruder, will they cover me? Although it is at the higher end, you are getting a premium product with a ton of features. TONS of awesome features – way more than anyone else. That said, state requirements may include the following: Similar to permit requirements, states vary greatly in their processes for how an applicant obtains a concealed carry permit, what their permits/licenses are called, whether permits include photographs, whether fingerprinting is required, permit duration, permit costs and turnaround times. The choice between which option to get (or even whether to get CCW insurance) is yours alone. I’ll oversimplify this in an attempt to make a meaningful distinction (this is a very hard area to compare these because it is so subjective). They provide or “must have” requirements in addition to valuable deep-dive legal analysis of real self-defense use cases. I am considering to buy coverage. And while your “why” may be different than someone else’s, the “how” requires that you understand and follow a specific process for getting a license to carry concealed. And some states may have multiple issuing authorities. USCCA and CCW Safe have already been ranked as our top two CCW insurance options but how do they compare to each other? In CCW Safe’s case, your civil defense is unlimited, but your liability is capped at $1M. Their defense coverage amounts are unlimited and they are a legal “dream-team.”. After two decades where MARSOC operators were allowed to carry a custom-built Colt 1911 chambered in .45ACP, in early 2015 the door was cracked open allowing for them to choose Glock 19's (chambered in 9mm) instead of their larger counterpart. However, they both come with a unique set of advantages and disadvantages. Their cheapest plan starts at $16 per month or $179 per year. But before we get to that, here are some similarities and differences between the two options: Similarities. Will both companies cover just concealed weapon? Until you have it in hand, you can NOT carry a concealed weapon. Although not the most expensive, they are at the higher end of cost. CCW Safe vs. USCCA – 2020 Comparison Review. Which one did you pick – and are you happy with your choice? Am I understanding this correctly. I did not see this mentioned in the article. I know you want an easy answer but if anyone, including myself, gives you one – you should be suspicious because everyone’s particular situation, budget, and risk tolerance is unique. CCW Safe vs. USCCA Differences Defense Fees. Ok, with that out of the way, I bet you’re wondering…. Discover your rights and responsibilities as a gun owner. Where USCCA has a maximum coverage of $2.2 million in the elite program, CCW Safe provides unlimited coverage for both civil and criminal defense attorney fees. Do you think it’s worth the extra cost? But the U.S. by Ryan Cleckner Jan 13, 2021 10 comments 4.9 (45). Both USCCA and US Law Shield are very popular among gun owners. Money up front: Both companies give you the money up front – this is important. USCCA offers you a cap of $2M for civil defense and liability combined. Hi Ryan, respectfully, I think you are mistaken in the way you have interpreted the CIVIL liability coverage of each company. Thankfully, both USCCA and CCW Safe have these features (but not all companies do). Your email address will not be published. The first and foremost difference between CCW Safe and USCCA is the amount of coverage they provide for civil and criminal cases. Kel Tec RDB Review [2021]: Is it worth it? USCCA vs CCW Safe: Which should you pick? Things we’d change if we could: The total defense coverage dollar amounts are capped. The concealed carry permit application process varies by state, so you’ll need to check state gun laws where you live, but general guidelines for obtaining a gun permit are outlined below. My hope is that I never have to use my weapon in self defense, but if I do, I don’t want to regret my choice in coverage. Privacy Policy | Terms of Use | Winners List, There are currently 16 states that have some form of permitless or, No commitments to or hospitalizations in mental institutions. After the criminal proceedings then there is a good chance the civil case will follow. When it comes to understanding your rights and responsibilities as a gun owner, the more you know about the law, the better. USCCA limits the amount they’ll pay for civil liability whereas it is unlimited with CCW Safe. They offer a great library of online training and resources, including newsletters and a magazine, that cover the basics as well as some more advanced topics that can help you determine what you’ll do in a self defense situation. Possibly the only requirement common to all states may be that an applicant not be a federally prohibited person. Let’s first look at a summary of each self defense insurance options with pros and cons before we dive into a comparison of each of their features and pricing. Unlock lessons on firearm safety, concealed carry and home defense. However, for the sake of simplicity and because the terms are so commonly used, I’ll refer to these as “ccw insurance” or concealed carry insurance” even though you’ll know better. Second, neither CCW Safe nor USCCA are actually “insurance.” This is an important legal distinction. If you want civil liability, you need to pay an additional $220/yr. Well that door has now been opened and shut, and it has been shut for […] The Department of Defense has recently been taking a hard look at … Josh Lewis. Concealed Carry Association (USCCA), and we serve gun owners who want to responsibly protect their loved ones. USCCA vs U.S. Law Shield – Similarities and Differences . Getting started in the world of firearms can be a little like riding on a roller… If you have enough money to cover these costs yourself (a few hundred thousand up to around a million dollars), I question why you’re looking at CCW insurance. There are even states that require the applicant provide a list of non-related character references. The USCCA is the big-dog in the self defense legal protection space. Check out how they compare to CCW Safe in our full break-down below. It can take between seven days to six months — or longer — to obtain your CCW permit. In addition to legal defense, there are many other areas of coverage that both companies offer and which should be considered…. Things we love about USSCA: Tons of training and resources, highest daily “per diem” amount (more on that below) and they satisfy all three of our “must-have requirements.”. I really appreciate your honest comparison. What I can do is compare USCCA and CCW Safe’s coverage options, discuss their pros and cons, and give you the information you need to make the decision on concealed carry insurance for yourself. There are three “must have” features that I advise you look for in CCW Insurance. We’re the lifesaving resource every protector needs to keep their family safe. I recommend that you only pick a company that: For a deeper discussion of these elements, feel free to check out 3 CCW Insurance Must Haves. There’s so much info out there about concealed carry. Up front Payment USCCA is relatively the most expensive option but it comes with a TON of features for the cost but lower coverage amounts. Join our mailing list to receive the latest news and updates from our team, My USCCA Elite membership is up at the end of November Even before reading your article I was considering switching to CCW Safe because there is no cap on coverage for criminal defense. © 2003- Delta Defense, LLC. I would hope that with an unlimited defense budget, any suit against you would be discharged or at least cost way below the $1M coverage limit. However, the issuing authorities in may-issue states are allowed to use their own discretion in either issuing or denying a permit to applicants that meet the basic requirements. Bail: The USCCA’s highest plan offers up to $500k in bail bond coverage whereas CCW Safe’s lowest plan starts at $500k of coverage and goes up to $1 million. Required fields are marked *. But the USCCA is about more than a look or a tagline…. States also vary regarding the permit issuing authority, with some permits issued by state agencies and others issued by county sheriffs or clerks. All representatives employed by Delta Defense, LLC. Be the first to rate this post. Again, this is a tough call. In a may-issue state, your permit may be denied even if you meet all the criteria, with judgments made on a case-by-case basis. I’ll oversimplify this in an attempt to make a meaningful distinction (this is a very hard area to compare these because it is so subjective). Ryan is a former special operations sniper (1/75 Ranger) and current firearms attorney, firearms industry executive, university lecturer, and bestselling author of the Long Range Shooting Handbook. Then research state CCW permit requirements, which may include proof of residency, training, a background check and fingerprinting. Renew your permit as required and stay up to date on gun laws and shooting skills so you will always be ready to protect. It is the major reference point for my research and my ultimate decision to go with CCW Safe. Springfield Armory Hellcat Review [2020]: Is It Worth It. Submit your paperwork and include necessary items like a copy of your driver’s license, background check, fingerprints, firearms training certificate and the processing fee. for $1M of coverage. Isn’t the civil liability pretty important? If you’re new to firearms and/or concealed carry, then the training and resources from USCCA might be the best option for you. Thanks. Concealed Carry Association is more than just a story…. You should also understand the different types of concealed carry permit applications. There are lots of reasons for wanting to get a concealed carry permit. All Rights Reserved. Plus we’ve got gun safe’s, Biometric gun safes, fingerprint gun safes, carrying cases, modular cases for shotguns, handguns, or rifle carrying cases and more. Which is best? Heck, I can’t even tell you if you should get ccw insurance in the first place. Available 6am-11pm CST. Reproduction without permission prohibited. Regardless of which one fits your needs best, we like both companies and they each are ranked in the top two spots of our Best CCW Insurance Comparison. Hopefully, our comparison of the top two concealed carry insurance companies helps you make up your mind. From my understanding, CCW Safe offers unlimited coverage in civil defense only. However, CCW Safe requires that they approve your attorney. 100% Risk-Free with the USCCA CCW Safe is not as expensive and it has higher coverage but not as many extra features. Picking the between CCW Safe and USCCA is totally up to your discretion. Their cheapest plan starts at $16 per month or $179 per year. Join 500,000 responsibly armed Americans who trust the USCCA to help them keep their families safe. Be ready to defend your life and prepare for what happens before, during, and after an act of self‑defense. There are no federal laws governing whether a state requires individuals to obtain concealed carry permits or how any state concealed carry permitting is conducted. The difference being that permitting authorities in shall-issue states are compelled to issue a permit as long as an applicant meets the basic requirements set out by state law.